As with almost all P2P providers, investing with Viainvest is particularly easy, which is not surprising as the platforms want to encourage us to invest as much money as possible!
Make your first deposit using bank transfer or credit/debit card. The minimum investment amount is €10.
While liquidity and regulatory status are limitations—and cash drag can occasionally affect performance—its user interface, reliable support, and loan variety make it an attractive option for many retail investors.
It's now been over a year that I invested on the platform, and I can say that so far, everything is working as expected. My estimated annual return is at 10.91%, which makes sense as I mostly invested in loans with a yield around 11%.
I have nothing but positive words about PeerBerry, especially how the company handled the loans affected by the war.
Let the auto-invest feature automatically invest your funds in loans matching your criteria and start earning returns
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With most of my investment being affected by the war, I can only praise this company for its serious approach and the correct way in which they handled this difficult situation.
”, in other words, a kind of bundle of different personal loans. Viainvest has created this new offering because the company has to comply with the strict requirements of the European Union. This was the only way they could obtain a coveted IBF (‘Investment Brokerage Firm’) licence. The licence is a kind of accolade for the company, which has been offering reliable interest rates since 2016. For investors, it offers the advantage that there is now even greater transparency. The audited annual reports can be viewed on the website and help interested investors to gain an impression of the parent company ViaSMS.
P2P loans have been providing investors with high interest rates for years, but are not without risk. Some black sheep in the industry are barely regulated or not regulated at all and investors never really know what is going on behind the closed doors.
The losses were easily recouped in retrospect and the Group continues to focus on growth. It should be noted that the Group has always been profitable despite its expansion – with the exception of 2020, the year of the pandemic. The Ukraine crisis did not affect the platform either. The ViaSMS Group does not grant loans in either Ukraine or Russia and was therefore not affected by the Russian attack. A third ‘
The largest loan originator is Aventus Group, which also founded PeerBerry. Aventus operates in 18 countries across Europe and South America, making it the largest online lender globally in terms of geographic reach. It also works with a large number of other institutions.
“Solid platform with good returns and bondora reliable buyback guarantee. The only frustration is the cash drag – sometimes it takes a few days to get all funds invested. I’d love to see a secondary market added to improve liquidity options, but otherwise very satisfied with my experience.”
As always, there are occasional issues that arise. I’ll show you how you might be able to resolve them.