In my experience, Viainvest does not have a cash drag like other platforms. This means that you don’t have to wait a long time for suitable loans (which effectively reduces your return). Disadvantages
Make your first deposit using bank transfer or credit/debit card. The minimum investment amount is €10.
I have invested small stakes in both Peerberry and Mintos to start off with but would appreciate your thoughts on the following two questions:
PeerBerry strategically adjusts country exposure based on regulatory changes and market conditions, as demonstrated by the reduction in Polish exposure following 2023 regulatory reforms.
The combination of all those factors makes it really safe to invest on PeerBerry compared to other Peer-to-Peer lending platforms.
Сразу минуя включения инструмента система сама перестань искать подходящие под установленные параметры инвестиции также вкладывать деньги.
The number of new loans has also decreased somewhat in 2024 compared to the previous year, though there is still a good volume on the platform.
The buyback guarantee covers both the capital and the accrued interest. To date, Viainvest has always honored this obligation.
No liability is assumed for the accuracy of the following information, nor for any investment decisions that may be derived from it. For more details, see the full disclaimer.
The company also offers a small number of business loans that work with option three, i.e. depositing collateral. However, I have no experience with Viainvest’s business loans, as I focus on the platform’s consumer loans – debitum which I simply consider to be much more lucrative.
These are initiated and managed by the ViaSMS Group. There are no other providers on Viainvest, as it is not a marketplace like its competitor Mintos, for example.
All the loans listed on the platform comes with a buyback guarantee, meaning that even if a loan goes in default, you will still get your money back from the platform.
Investors who participate in P2P lending here generate their returns primarily through loans in the consumer sector. Borrowers directly take out loans from Via SMS Group, which are listed on the platform and in which we, as investors, can invest our money.
The applied tax rate is based on the country of tax residency and the tax information that are submitted.